Welcome to JournalX! These Terms of Service ("Terms") govern your access to and use of the JournalX website, services, and platform (collectively, the "Service") provided by JournalX, Inc. ("JournalX", "we", "us", or "our").
By creating an account, accessing, or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.
1. User's Acknowledgment and Acceptance of Terms
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service. By using the Service, you signify your agreement to these Terms. If you do not agree, you must immediately cease using the Service.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of the Service after any such changes become effective constitutes your acceptance of the new Terms.
2. Description of Service
JournalX provides a software platform for traders to journal, track, and analyze their trading performance. The Service allows users to connect their brokerage accounts, analyze their trading data, and utilize journaling tools.
3. Eligibility
The Service is intended solely for users who are eighteen (18) years of age or older. Any registration by, use of, or access to the Service by anyone under 18 is unauthorized and in violation of these Terms. By using the Service, you represent and warrant that you are 18 or older.
4. Registration and Data Privacy
To access the Service, you must register for an account. You agree to:
- Provide accurate, current, and complete information.
- Maintain and promptly update your account information.
- Maintain the security of your password and accept all risks of unauthorized access to your account.
- Promptly notify us if you discover or otherwise suspect any security breaches.
Our collection and use of personal information is described in our Privacy Policy.
5. Broker Account Integration and User Data
Our Service allows you to connect your brokerage accounts by providing your login credentials, API keys, or access tokens ("Broker Credentials").
Your Permission
By providing your Broker Credentials, you give us permission to access your brokerage account(s) to retrieve your trading data, including trade history, positions, and account balances ("Financial Data"). This access is strictly for the purpose of displaying your data within the Service and providing our analytics features.
Use of Permissions
You acknowledge that the Broker Credentials you provide may grant permissions beyond what is required to read your Financial Data. Regardless of the permissions granted, JournalX contractually agrees that it will not use these credentials to execute any trades or perform any actions on your brokerage account. Our use of the credentials will be limited to retrieving and analyzing your trading data for the purpose of the Service.
Disclaimer of Liability
You acknowledge and agree that you connect your brokerage accounts at your own risk. You are solely responsible for all activities that occur within your brokerage accounts. JournalX is not a brokerage firm and is not responsible for any losses, damages, or liabilities arising from or in connection with your brokerage accounts, including any unauthorized access or other security incidents. We strongly advise using strong, unique passwords and enabling two-factor authentication for your brokerage accounts.
6. Subscriptions, Free Trials, and Payments
Subscription Plans
The Service is offered on a subscription basis. By selecting a subscription plan, you agree to pay the applicable fees. All fees are non-refundable, except as required by law.
Free Trial
We offer a 3-day free trial for new users. At the end of the trial period, your paid subscription will automatically begin unless you cancel before the trial ends.
Billing
You will be billed in advance on a recurring basis ("Billing Cycle"). Your subscription will automatically renew at the end of each Billing Cycle unless you cancel it through your account settings.
Price Changes
JournalX, Inc. may modify subscription fees at any time. Any fee change will become effective at the end of the then-current Billing Cycle. We will provide reasonable prior notice of any fee changes.
7. Conduct and Reasonable Use Policy
You are responsible for your conduct and your data related to the Service. You agree not to interfere with or disrupt the Service.
Reasonable Use Policy
Our "unlimited" features (e.g., unlimited Gameplans, notes, trades) are subject to a reasonable use policy. These features are for individual, personal use. They are not designed for automated or excessive use that could degrade the performance or stability of the Service for other users. If we determine, in our sole discretion, that your usage is unreasonable and adversely affecting our systems, we reserve the right to suspend or terminate your account.
8. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of JournalX, Inc. The JournalX name, logo, and the overall look and feel of the Service are protected by copyright, trademark, and other laws. You may not use our branding or trademarks without our prior written consent.
9. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. JOURNALX, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL JOURNALX, INC. BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, OR GOODWILL.
11. Indemnification
You agree to defend and indemnify JournalX, Inc. and its employees and directors from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.
12. Governing Law
These Terms shall be governed by the laws of the State of Delaware, United States.
13. Contact Information
You can contact us for support, technical issues, or any questions at support@journalx.io.